Friday, December 14, 2012

EU makes progress on bank capital, curbing bonuses

LONDON (Reuters) - European officials have reached tentative deals to implement tougher capital rules for banks in January 2014 and to cap bankers' bonuses, inching them towards agreement on a new law to strengthen the financial system.

European Union (EU) states and the European Parliament met in Strasbourg, France, and despite progress on such key issues failed to agree an overall deal on a law to implement so-called Basel III rules, which require banks to hold more capital.

A spokeswoman for the parliament said there would be a further meeting on Tuesday to iron out remaining issues.

The Basel III rules are part of a drive by regulators across the world to prevent a repeat of the 2007-09 financial crisis. They would force the EU's 8,000 banks to triple the amount of capital they hold compared with before the crisis, in the hope that would make them strong enough to cope with market shocks without the need for a repeat of taxpayer-funded rescues.

World leaders agreed in 2010 that Basel III should be phased in over six years from January, but that deadline is already unfeasible in both Europe and the United States as banks and governments squabble over the details.

The delay in implementing Basel III means banks and investors are left in the dark for longer about the exact impact of new rules on future profitability as the EU law will diverge in some respects from the global Basel accord.

The EU negotiations on Thursday tentatively settled on a January 2014 start, a parliamentary source said.

The EU's 27 states were represented by the bloc's president, Cyprus, and the elements agreed at the meeting could still be thrown out by member states next week. The parliament aims to vote on a final deal in February.

One key hurdle to a deal has been parliament's insistence that a bonus should be no more than a banker's salary. But lawmakers gave some ground on Thursday.

Bonuses would still be no more than the salary but, with shareholder approval, could go up to twice that level, a second parliamentary source said.

The deal on bonuses came after parliament agreed to member states' insistence on implementing other elements of the Basel accord - a balance sheet cap and long-term liquidity buffer - through new legislation rather than delegating the task to the European Commission.

Separately, the global Basel Committee, which wrote Basel III, is meeting to discuss easing its planned liquidity buffer as economic conditions remain tough.

It is not clear if the committee will issue a statement on Friday or wait until its conclusions have been signed off by its oversight body which is expected to meet next month.

(Reporting by Huw Jones, additional reporting by Claire Davenport in Brussels; Editing by Anthony Barker and Mark Potter)

Source: http://news.yahoo.com/eu-makes-progress-bank-capital-curbing-bonuses-143539927--finance.html

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Thursday, December 13, 2012

Kullan?c?:StarrBaumgartner294 - Ceviz Viki

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The Family: Mothers as Nurturers - Lyndon Hensleys blog - Dion ...


?Mothers are primarily responsible for the nurture of their children?

~ The Family: A Proclamation to the World

My favorite quotes?, regarding mothers:

?Motherhood is near to divinity. It is the highest, holiest service to be assumed by mankind. It places her who honors its holy calling and service next to the angels.? ~The First Presidency

Elder Richard G. Scott said,

??Satan had unleashed a seductive campaign to undermine the sanctity of womanhood, to deceive the daughters of God and divert them from their divine destiny. He well knows women are the compassionate, self-sacrificing, loving power that binds together the human family?.He has convinced many of the lie that they are third-class citizens in the kingdom of God. That falsehood has led some to trade their divinely given femininity for male coarseness.?

Sister Beck said,?

?Who will prepare this righteous generation of sons and daughters? Latter-day Saint women will do this ? women who know and love the Lord and bear testimony of Him, women who are strong and immovable and who do not give up during difficult and discouraging times.? This really impressed me. It also showed me the significance it is of my divine role of being a mother and nurturer.?

?There is no more noble work than that of a good and God-fearing mother.? ??but she who rears successfully a family of healthy, beautiful sons and daughters, whose influence will be felt through generations to come?deserves the highest honor that man can give, and the choicest blessings of God.? ?I think that this is an important thing for women to understand. The women of the world today are confused about their roles and are fulfilling careers and working outside the home.?

I liked President Benson?s words when he said, ?Mothers who help families pray and play together will stay together and will bless children?s lives forever.?

President Benson talked about the widows and mothers who for various reasons need to work outside the home and support themselves, and said, ?But these instances are the exception, not the rule.? I think still too often even women of the church want think that this means it is perfectly acceptable to have a career. Whereas I don?t think it is necessarily wrong, I still think a woman should be in the home raising and loving her children and ready to be at hand to them.?

To those who have not yet married or had children or who cannot have children:

Sister Sheri Dew has not had the chance to marry nor have children. She is a big example to me of a righteous sister in Zion. Side note, one of my absolute favorite books is by her called, ?No One Can Take Your Place.? Such a good read!! Back to motherhood here are some of her words:

?both God the Father and Adam called Eve ?the mother of all living? ? and they did so before she ever bore a child?.It is the essence of who were are as women. It defines our very identity, our divine stature and nature, and the unique traits our Father gave us.??

?Every one of us can show by word and by deed that the work of women in the Lord?s kingdom is magnificent and holy. I repeat: We are all mothers in Israel, and our calling is to love and help lead the rising generation through the dangerous streets of mortality.??

Further readings:?

??

?

Source: http://familyisessentialtotheplan.blogspot.com/2012/12/mothers-as-nurturers.html

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Source: http://lyndonhensley.typepad.com/blog/2012/12/the-family-mothers-as-nurturers.html

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Think Big, GOP!

If Republicans hope to break their wretched streak of disappointing presidential campaigns, they should learn crucial lessons from John McCain (of all people!), who qualifies as the only candidate in that dismal span who proved notably more popular than his party?s national brand.

Indignant conservatives may rush to object. They?ll cite the conventional wisdom that McCain?s campaign proved singularly hapless and inept, plus the undeniable fact that the Arizona senator?s opponent, Barack Obama, won a higher percentage of the popular vote, 52.9 percent, than any Democratic candidate since Lyndon Johnson.

READ MORE Republicans Dupe Republicans

Nevertheless, by one important measure McCain outperformed all of his party?s recent candidates and demonstrated personal appeal that far surpassed the GOP?s institutional standing with the electorate. In 2008, Republican candidates for the House of Representatives won a paltry 42.4 percent of the popular vote across the country. On the same ballot, McCain drew 45.7 percent, an advantage for the presidential nominee of 3.3 percent.

By comparison, George W. Bush led House candidates on his ticket in both his races by far less meaningful margins, just 0.6 percent in 2000 and 1.4 percent in 2004. Bob Dole in 1996 and George H.W. Bush in 1992 did much worse than the Republican House candidates on their ballots, both running at more than 7 points behind. Mitt Romney also did worse than Republican House nominees in 2012, trailing 47.3 percent to 48.1 percent.

READ MORE Rick Snyder, One Tough Nerd

These numbers matter because the overall vote for the House of Representatives gives the best indication of the national standing of a political party. Most voters know very little about congressional candidates in their district. The great majority of Americans can?t even name the individual who represents them in the House, polls show. Pulling the lever for one candidate or another in these fiercely fought district elections usually reflects attitudes toward the ?R? or ?D? after the names on the ballot more than any response to the personal qualities that play far more important roles in presidential, or even senatorial or gubernatorial, campaigns.

In 2008, the Republican banner had been soiled and tattered by the September economic collapse and the unpopular bank bailout just weeks before the election, not to mention mounting war weariness, giving Democratic House candidates a crushing 10.5 percent edge on Election Day. Nevertheless, McCain?s personal popularity allowed him to make a much closer race, despite an underfunded and poorly organized campaign, a polarizing running mate, and the general disapproval of the GOP label.

READ MORE The Story Behind Rice?s Middle Finger

To understand why, it?s worth returning to a happier era for Republican presidential candidates. Just as GOP nominees lost the popular vote in five of six races since 1992, they won the popular vote and the presidency in five of six races between 1968 and 1988. The only Democratic win in that span was Jimmy Carter?s 50.1 percent victory over Gerald Ford in 1976.

Yet this period hardly represented an era of partisan Republican dominance. In none of those six elections did the GOP win majorities in the House of Representatives. On average, the Republican presidential nominees outperformed their congressional running mates by 4.7 percent of the popular vote.

READ MORE Nuke the Filibuster?

They did so by following the model of GOP presidential success pioneered by Dwight Eisenhower in his two landslide victories in 1952 and ?56, when he ran ahead of Republican candidates for the House by an average of more than 7 points. Ike loomed as a larger-than-life figure over his era. He was a familiar celebrity with a compelling personal narrative and a non-ideological image that gave him special appeal to independents and Democrats. Reagan, and to some extent Nixon, demonstrated that same attraction, which made them far more effective vote-getters than their more partisan GOP allies. Today we may think of Reagan as an uncompromising, doctrinally pure conservative, but in his first successful presidential campaign in 1980, many Americans still knew him primarily as a veteran movie star. His support from prominent liberals, including Black Panther Eldridge Cleaver and former Democratic senator Eugene McCarthy, gave him strong bipartisan credentials. In the same way, McCain benefited from the tireless support of his Democratic friend Joe Lieberman and a justly celebrated history as a prisoner of war, allowing him partially to transcend the public?s deep distaste for his party in 2008.

The important point here isn?t that McCain and Eisenhower did better than their party?s congressional candidates because they were more moderate, or that Reagan got more votes because he was more conservative, or that Nixon outperformed the nominees for the House because he seemed more ideologically heterodox. The real lesson is that when picking a president, voters decide more on personality than on philosophical or policy considerations. Obama?s victory over Romney didn?t indicate that the electorate shared his vision of a larger, more activist government. Exit polls showed a majority preferring a smaller government that attempted to do less. At the same time, Obama beat Romney by 60 points on a question about who cared most about ?people like me,? and that image as a more compassionate candidate tilted the election in his direction.

READ MORE The Constant Fiscal Crisis

The days of clear partisan alignments and reliable ideological voting blocs disappeared after World War II. It was a profound change in American politics that many politicians and pundits only grudgingly accept. To come to terms with the depth of that change, consider that in all nine presidential elections between 1920 and 1952, the winning White House candidate represented the same party that simultaneously swept both House and Senate. The public switched from strongly Republican to strongly Democratic in the midst of that span but saw no need for divided government.

Since 1956, however, Americans have split their votes most of the time, electing majorities to at least one house of Congress that opposed the winning popular vote presidential candidate in nine of the last 13 elections. For more than 50 years, voters have reliably ignored or even disdained all talk of partisan realignment or emerging ideological majorities, choosing in more than two-thirds of presidential contests that the two elective branches of government should disagree with each other.

READ MORE Meet Capitol Hill?s ?Mean Girls?

Republicans today would make a serious mistake to argue that the next nominee must be more conservative, or more moderate, for that matter, than Romney. The public?s not looking for a true believer to move the party to the right or a wary pragmatist who will shift toward the center. They want a fresh, formidable figure who rises above the scary, petty Washington gridlock. Many believed they had found such a president with Obama. But he seemed shrill and partisan in his first two years, lost control of Congress, and then drew 4 million fewer votes the second time he ran.

If Republicans want to win again, they need nominees who can transcend partisanship with magnetic personalities and stirring stories that trump weary policy debates. In the next four years, the GOP should go big: finding, recruiting, or developing potential candidates who look larger than either of two parties?which seem increasingly tired, shabby, and small.

Related from The Daily Beast

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Source: http://news.yahoo.com/think-big-gop-094500506--politics.html

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Wednesday, December 12, 2012

Marijuana sales? Lots of legal, policy obstacles still to weed out in ...

Washington State's new law makes it legal for adults to possess up to an ounce of marijuana, but some speculate the federal government will prosecute those who use marijuana on federal land because federal law prohibits marijuana use. NBC's Kristen Dahlgren reports.

By M. Alex Johnson, NBC News

Washington and Colorado say you can legally smoke marijuana for fun now, but here's the catch: You can't legally buy it.

Voters in those states passed initiatives last month to legalize recreational use of marijuana. As of last Thursday, it's legal under Washington law for anyone 21 and over to possess up to 1 ounce of marijuana, 16 ounces of "solid marijuana-infused product" (in other words, a pound of pot brownies) or 72 ounces of "marijuana-infused liquid."

In Colorado, Gov. John Hickenlooper signed Amendment 64 to the state Constitution on Monday, legalizing not only recreational use but also home growing, unlike in Washington.

Entrepreneurs are already planning stores to get more buck for the bhang.

PhotoBlog: Pot smokers gather under Seattle's Space Needle to celebrate

"Part of the mission of our company is to transform marijuana from a back-alley drug being sold by criminals into a premium product being enjoyed by responsible adults," said Jamen Shively, chief executive of Diego Pellicer Inc., a new company that hopes to open a chain of stores in Washington and Colorado as soon as the legal issues are cleared up.


The company is named for Shively's great-grandfather, who grew hemp in the Philippines. It eventually became the biggest hemp supplier in the world around the turn of the 20th century. ("It's a family business," said Alan Valdes, a veteran securities trader who recently joined the company as chairman.)

"We're creating the category of premium marijuana," said Shively, who worked as a corporate strategy manager for Microsoft Corp. from 2003 to 2009 before leaving for a specialty food startup. "If you are producing or intending to produce premium-grade product that's in line with our ethos, we're interested in talking to you."

Americans to feds: Keep your hands off our pot

But Diego Pellicer and its customers may be in for a long wait.

The federal government still insists that marijuana is a Schedule I controlled substance and that buying and selling it for any purpose remains a federal crime. Federal authorities officially even frown on the pot that patients get at medical marijuana dispensaries, although their policy is to look the other way in those cases.

For recreational users, well, "you're a felon," said Mark A.R. Kleiman, editor of the Journal of Drug Policy Analysis. "Period. End of paragraph."

And so is your retailer.

"Regardless of any changes in state law ... growing, selling or possessing any amount of marijuana remains illegal under federal law," said Jenny Durkan, the U.S. attorney in Seattle. She said the Justice Department is reviewing its options in Washington and Colorado.

Buzzkill: Feds fire warning shot over pot legalization

Shively said that under no circumstances would his company violate federal law.

"Let's suppose tomorrow that Washington state issued licenses and said, 'Go ahead, guys, have at it.' We would say to the state of Washington respectfully, 'Thanks, but no thanks, because we haven't heard from the federal government.'"

Until then, Diego Pellicer is rounding up funding and private shareholders to be ready if and when the Justice Department changes course.

"I think it's going to be hard for the Obama administration to slap this down," Valdes said. "Washington is a liberal Democratic state that helped (President Barack Obama) get elected. The people voted for him ? it would be a slap in the face."

Like Amsterdam: Washington bar owner lets patrons get stoned

Dan Satterberg, the prosecuting attorney in King County, Wash., which is home to a thriving marijuana scene in and around Seattle, thinks the Justice Department will try anyway.

The Washington and Colorado laws require state agencies to facilitate something the federal government considers an illegal act ? the sale and distribution of marijuana. That raises an important states' rights question that only the courts can sort out, he said.

Satterberg told NBC station KING of Seattle that he expects the states and the Justice Department to wind up before the U.S. Supreme Court within the next couple of years to argue the issue.

KING: Clearing up the new marijuana law: What's legal?

Overlooked in the immediate reaction to passage of the initiatives, both pro and con, is an important public health question, said Kleiman, who is a professor of public policy at the University of California-Los Angeles and co-author of "Drugs and Drug Policy: What Everyone Needs to Know."

It's not the question you might expect ? how much does legalization increase marijuana use? ? but "how much does legalization increase abuse?" he told NBC News.

Assuming marijuana use follows the pattern of alcohol use, most of the marijuana consumed in the U.S. is used by the 20 percent minority of people who abuse it, he said. Most pot users use it now for light recreational purposes, but if it's legal, how big will that 20 percent grow?

"Nobody knows," he said.

Questions like that are why it might, in fact, be wise for the federal government to step back and let Washington and Colorado serve as laboratories, so policy makers can "find out what happens."

Watch US News videos on NBCNews.com

If it does, Shively and Valdes will be ready.

"We are building our entire business on the premise it will be sufficiently legal in the next few months or a year," Shively said ? a business that will include merchandising beyond simple sales of premium pot.

"Be looking out for really beautiful vaporizing products," he said. "That will be really hot."

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Source: http://usnews.nbcnews.com/_news/2012/12/11/15823718-marijuana-sales-lots-of-legal-policy-obstacles-still-to-weed-out-in-washington-colorado

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Celebrate The Year In MTV Movies With 'The Big & Best Of 2012'

One of the biggest years ever for movies could only end with the biggest celebration ever. That's why MTV Movies is heading to the year-end bash, "The Big & Best of 2012," to take a look back with help from a very special guest. Norman Reedus of "The Walking Dead" will join MTV News' Josh [...]

Source: http://moviesblog.mtv.com/2012/12/12/big-best-of-2012/

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Rare fossil related to crabs, lobsters, shrimp: Exceptionally well preserved, including shell and soft parts

Dec. 12, 2012 ? An international team of researchers have made an extremely rare discovery of a species of animal -- related to crabs, lobsters and shrimps -- that is new to science.

Scientists from the universities of Leicester, Oxford, Imperial and Yale have announced their discovery of a new and scientifically important fossil species of ostracod in the journal Proceedings of The Royal Society B. The research was funded by the Natural Environment Research Council.

The discovered species, which is up to 10 millimetres long, is special because it is exceptionally well preserved, complete with not only the shell but also the soft parts -- its body, limbs, eyes, gills and alimentary system. Such discoveries are extremely rare in the fossil record.

The discovery of the tiny shelled arthropod was made in 425 million year old rocks in Herefordshire, Welsh Borderland. The rocks at the site date to the Silurian period of geological time, when southern Britain was a sea area on a small continent situated in warm, southerly subtropical latitudes. The ostracods and associated marine animals living there were covered by a fall of volcanic ash that preserved them frozen in time.

Professor David Siveter, of the University of Leicester Department of Geology, said: "The two ostracod specimens discovered represent a genus and species new to science, named Pauline avibella. The genus is named in honour of a special person and avibella means 'beautiful bird', so-named because of the fancied resemblance of a prominent feature of the shell to the wing of a bird."

"Ostracods are the most abundant fossil arthropods, occurring ubiquitously as bivalved shells in rocks of the last 490 million years, and are common in most water environments today. The find is important because it is one of only a handful preserving the fossilised soft-tissues of ostracods. Its assignment to a particular group of ostracods based on knowledge of its biology is at odds with its shell form, thus urging caution in interpreting the classification of fossil ostracods based on shell characters alone."

"The preservation of soft-parts of animals is a very rare occurrence in the fossil record and allows unparalleled insight into the ancient biology, community structure and evolution of animals -- key facts that that would otherwise be lost to science. The fossils known from the Herefordshire site show soft-part preservation and are of global importance."

The fossils were reconstructed 'virtually', by using a technique that involves grinding each specimen down, layer by layer, and photographing it at each stage. Ten millimetres is relatively tiny, but at an incremental level of 20 ?m (micrometres) that yields 500 slices, which can then be pieced together in a computer to provide a full, three-dimensional image of each fossil, outside and in.

Professor Siveter added: "Fossil discoveries in general help elucidate our own place in the tree of life. This discovery adds another piece of knowledge in the jigsaw of understanding the diversity and evolution of animals."

"It is exciting to discover that a common group of fossils that we thought we knew a lot about may well have been hood-winking us as to their true identity, which we now realise because we have their beautifully fossilised soft-parts. A case of a 'wolf in sheep's clothing'."

The research was undertaken together with Professor Derek Siveter and Dr Sarah Joomun (Oxford), Dr Mark Sutton (Imperial College London) and Professor Derek Briggs (Yale, USA).

Note: The genus is named in honour of Pauline Siveter, in memoriam, late wife of the lead author of the paper.

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The above story is reprinted from materials provided by University of Leicester, via AlphaGalileo.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Siveter DJ, Briggs DEG, Siveter DJ, Sutton MD, Joomun SC. A Silurian myodocope with preserved soft-parts: cautioning the interpretation of the shell-based ostracod record. Proc R Soc B, 2012; 20122664

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/2waa52GFwUA/121211193116.htm

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Things what makes a College or University best ? EZine Voice

What makes a college or university great when it comes to educating and training would-be nurses? An educational establishment teaches students what is written in books and makes sure that the students fully understand how it relates to the real world. That is basically what they do, in a nutshell.

The Colleges & Universities

A few universities have reached the prestige and notoriety that Harvard University has. Harvard University?s School of Public Health is well known for producing great healthcare providers and nurses who wishes to go for a more advanced training can go for doctor of science in occupational health although, being a prestigious university, the tuition can reach well above the $35,000 per year bracket. The University of California San Francisco offers a master of science in nursing with a considerably lower price tag (around $15,000) but the education, however, is definitely not falling behind. In the other end of the pond, there is Thames Valley University, the best for nursing and midwifery in England but of course, Cambridge University?s Trinity College is never off the list of Top universities for nursing in UK. In Asia, Saint Luke?s College of Nursing is definitely known for producing high-caliber, world class nurses along with the best of the world.

The Education

But what makes a great nursing university or college? Is it the books, the facilities, the instructors, the tuition? Most look at it like if the tuition is high; it definitely means that they will get the best education and training there. It does makes sense because with a high tuition fee, the university will be able to afford the best tools and equipments, the latest in the technology used in the field and probable affiliations to the best hospitals. But that does not, in any way, ensure that the students of that university will be the best. It still will depend on how they make use of all of the things available to them. Most of the great men and women in history became great, not because of abundance but by adaptation to their environment and sheer desire to make things better. Being a nurse is directly related to this idea. A nurse is the one that provides support to the patient more often than the doctors themselves. Nursing is a selfless profession and education is a great part of it. What universities do is provide a solid platform or foundation that the nurse can build on and be the best that they can be. A nurse is not merely a person who holds your hand when the doctor operates on you, they are the heroes who make sure that we get the help we need and it all starts from the university. If you are looking for the best List of Nursing college and the best Nursing College india then look for SGHS College in Mohali.

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Tuesday, December 11, 2012

Holiday shopping madness: When do consumers seek to punish fellow shoppers for behaving badly?

Holiday shopping madness: When do consumers seek to punish fellow shoppers for behaving badly? [ Back to EurekAlert! ] Public release date: 11-Dec-2012
[ | E-mail | Share Share ]

Contact: Mary-Ann Twist
JCR@bus.wisc.edu
608-255-5582
University of Chicago Press Journals

Consumers seek to punish fellow consumers who violate social norms while shopping but also make exceptions depending on the situation, according to a new study in the Journal of Consumer Research.

"Punishment is a complex decision for consumers to make as it is difficult to punish someone but also difficult to look the other way. Consumers do not seem to make these decisions lightly, and a number of interesting factors influence consumer punishment decisions," write authors Lily Lin, Darren W. Dahl (both University of British Columbia), and Jennifer J. Argo (University of Alberta).

Consumers are expected to follow numerous social norms while shopping. Yet violations of these norms are also very common. For example, some consumers may cut in front of others while waiting in line for a cashier at the supermarket, while others may take multiple free samples when they aren't supposed to or create a huge mess at a store display. How do consumers respond when other shoppers "break the rules" in their presence?

One study revealed that consumers were less likely to punish another consumer for creating a mess if they had already been punished by a store employee. Other studies showed that consumers were also less likely to punish a fellow consumer for cutting in line if that person had experienced adversity due to a situation (a computer glitch during airport check-in) or a negative physical attribute beyond their personal control (obesity due to a medical condition).

Another interesting study showed that consumers were less likely to want to punish a fellow consumer who was late for an appointment if this individual had higher status. In this instance, the consumer in the higher status position was held to a different standard and excused for their bad behavior.

"We all have frequent interactions with other consumers in shopping environments and can attest to times when other shoppers haven't behaved properly. Companies need to be aware of how this could negatively affect their business since these types of conflicts can affect how consumers make decisions and evaluate their shopping experience," the authors conclude.

###

Lily Lin, Darren W. Dahl, and Jennifer J. Argo. "Do the Crime, Always Do the Time? Insights into Consumer-to-Consumer Punishment Decisions." Journal of Consumer Research: June 2013. For more information, contact Darren Dahl (darren.dahl@sauder.ubc.ca) or visit http://ejcr.org/.


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Holiday shopping madness: When do consumers seek to punish fellow shoppers for behaving badly? [ Back to EurekAlert! ] Public release date: 11-Dec-2012
[ | E-mail | Share Share ]

Contact: Mary-Ann Twist
JCR@bus.wisc.edu
608-255-5582
University of Chicago Press Journals

Consumers seek to punish fellow consumers who violate social norms while shopping but also make exceptions depending on the situation, according to a new study in the Journal of Consumer Research.

"Punishment is a complex decision for consumers to make as it is difficult to punish someone but also difficult to look the other way. Consumers do not seem to make these decisions lightly, and a number of interesting factors influence consumer punishment decisions," write authors Lily Lin, Darren W. Dahl (both University of British Columbia), and Jennifer J. Argo (University of Alberta).

Consumers are expected to follow numerous social norms while shopping. Yet violations of these norms are also very common. For example, some consumers may cut in front of others while waiting in line for a cashier at the supermarket, while others may take multiple free samples when they aren't supposed to or create a huge mess at a store display. How do consumers respond when other shoppers "break the rules" in their presence?

One study revealed that consumers were less likely to punish another consumer for creating a mess if they had already been punished by a store employee. Other studies showed that consumers were also less likely to punish a fellow consumer for cutting in line if that person had experienced adversity due to a situation (a computer glitch during airport check-in) or a negative physical attribute beyond their personal control (obesity due to a medical condition).

Another interesting study showed that consumers were less likely to want to punish a fellow consumer who was late for an appointment if this individual had higher status. In this instance, the consumer in the higher status position was held to a different standard and excused for their bad behavior.

"We all have frequent interactions with other consumers in shopping environments and can attest to times when other shoppers haven't behaved properly. Companies need to be aware of how this could negatively affect their business since these types of conflicts can affect how consumers make decisions and evaluate their shopping experience," the authors conclude.

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Lily Lin, Darren W. Dahl, and Jennifer J. Argo. "Do the Crime, Always Do the Time? Insights into Consumer-to-Consumer Punishment Decisions." Journal of Consumer Research: June 2013. For more information, contact Darren Dahl (darren.dahl@sauder.ubc.ca) or visit http://ejcr.org/.


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Source: http://www.eurekalert.org/pub_releases/2012-12/uocp-hsm121112.php

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United States Military Used as Government Paid Missionaries - Care2


Kit B. (300)
Sunday December 9, 2012, 12:38 pm

This is a short video and for those who do not know this group the Military Religious Freedom Foundation is dedicated to protecting the constitutional rights of all of the men and women of our military services. The right to worship or not is not to be abridged because one has made the choice to join the military.

****Please see video at Visit Site**********

Over 30,000 aggrieved MRFF clients have testified to the grim nature of the deluded Taliban-esque environment some have imposed, or sought to impose, on our servicemembers. By means of mandatory prayer ceremonies, fundamentalist indoctrination masquerading as training materials, and an environment that ostracizes all but the most zealous Evangelical Christians (among other foul methods of coercive proselytization), these forces have treacherously misused and abused all four major service branches as incubators for raising "God's Army" - to borrow their own perverse and twisted phrase.

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Why is this inappropriate?